¿Cuáles son los errores más frecuentes que la gente comete en su demanda por accidente automovilístico?
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¿Cuáles son los errores más frecuentes que la gente comete en su demanda por accidente automovilístico?
La gente siempre me pregunta qué deben hacer o qué no deben hacer si se encuentran en un accidente de vehículo. Es importante que hagan las cosas correctamente y que eviten errores frecuentes que la gente suele cometer. Específicamente, mucha gente (especialmente nosotros, los hispanos) queremos intercambiar información e irnos y hacer el trámite del seguro después. Eso es un error. Siempre debe llamar a la policía, al 911, para que venga una patrulla y documente el accidente. Muchas veces, en un accidente en el que todos dicen que la otra persona tuvo la culpa, si no hay documentación o evidencia la otra persona puede cambiar de idea o mentir y decir que usted fue el que tuvo la culpa. Para evitar eso, siempre es mejor llamar a un policía para que documente el choque y es requerido por ley en casos de accidente si el daño a la propiedad es mayor a 500 dólares. Así que en todo caso, siempre es importante llamar a la policía. Lo segundo es que tomen fotos de la escena y de los dos vehículos, no sólo del suyo, para que tenga documentación de exactamente cómo fue el accidente y cuáles fueron los daños. Además, debe contactar a un abogado antes de contactar al seguro. Mucha gente quiere contactar al seguro primero, pero eso es un error. Siempre es importante hablar primero con su abogado y permitir que éste se contacte con el seguro de parte de usted. Si ha tenido un accidente de carro, nos puede llamar en confianza. Estamos para servirle.
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The insurance company is going to ask you questions that really might not benefit you and your case but will benefit them in case they need any coverage defenses or if they need to defend the case in any way. It’s very important that you speak to an attorney first, before you do anything else, so they can properly prepare and properly communicate with the insurance company so you don’t answer a question that maybe you shouldn’t answer or give information that’s not going to help you in your case.
The other mistake is not documenting the accident. What we mean by that is not calling the police. Many times, when people get into an accident, the damage doesn’t seem that severe and they opt not to call the police. That’s a very big mistake because, without that documentation from the police officer, the other person can say anything they want when they’re called by the insurance company and say that you were at fault when you clearly weren’t. It’s very important that it’s documented and the police are called. It’s required by law.Those are the two big ones.
Obviously, you should take photos of the scene and take photos of the damage to both vehicles. That’s also important and can be a mistake if you don’t do that. The main mistakes are not recording the accident and, obviously, speaking to the insurance company without an attorney. For this or any other questions, feel free to contact us. We’ll be happy to help. "}},}]}