Child Injury Insurance Investigation

Answer:

Clients always ask me what they should talk about with the insurance company or who they should talk about when their child is injured. Typically, you’re going to want to report the injury to the place where the injury happened. If you’re at a store, you want to tell the store that your child sustained a fall. If your child is injured in school, you’re going to want to tell the school, “Hey, my child sustained an injury,” so that that can be documented, because they’re going to want to write a report and let the insurance company know.

Besides that, it’s always best to talk to an attorney. If you haven’t reported it when it happened at the scene and they don’t know about it, you’re better off just talking to an attorney. Have the attorney contact either the location or the insurance company first. However, if you’re there and the incident happened, it’s important to let them know that it happened so that they have it documented.

As for the insurance company, at some point they’re going to call you wanting to know what happened. We always recommend that our clients discuss the case with the attorney first, let the attorney contact the insurance company. The reason is that there’s many questions that they ask that really aren’t going to benefit your child’s case. There are many things they’re going to want to know that aren’t going to benefit your child’s case. Particularly for slip and falls and accidents at school in Orlando, it’s very important that you have an attorney that can actually assist you when you give a statement to an insurance company so they don’t ask you things or frame questions in a way that is going to be detrimental to your child’s case.

For these or any other questions, or if an insurance company is contacting you and you want someone to assist you with that, feel free to give us a call. We’d be happy to help.