Being involved in a car accident can be a life-changing experience. It is normal to feel overwhelmed, confused, and unsure of what steps to take next. At Victory Law Firm P.A., we understand how challenging this time can be for you and your loved ones. Our team is here to guide you through the legal process and help you pursue the justice and compensation you deserve.
Attorney - Partner Attorney - Of Counsel
Franklin Domenech, Esq.
William Alexander Corzo, Esq.
What Should You Do Immediately After a Car Accident in Florida
Right after a car accident, your safety and well-being should be your priority. Start by checking yourself and others for injuries. If anyone is hurt, call for emergency medical assistance immediately. Even if injuries seem minor, it is always better to get checked by a healthcare professional as some symptoms may not show up right away.
If it is safe to do so, move your vehicle out of traffic to avoid further accidents. Turn on your hazard lights to alert other drivers. Once you are in a safe location, call the police. In Florida, reporting an accident is required if there is significant property damage, injury, or death. The police will document the scene and create a report, which can be an important piece of evidence for your case later on.
Why Is It Important to Document the Scene
Gathering as much information as possible from the accident scene can be crucial. Use your phone to take pictures of the vehicles involved, the damage, skid marks, road signs, and any visible injuries. This visual evidence can provide a clear picture of what happened.
Exchange information with the other driver, including names, contact details, insurance information, and vehicle license plate numbers. If there are witnesses, ask for their contact information as well. Their statements could help support your case if liability becomes a contested issue.
Attorney - Partner Attorney - Of Counsel
Franklin Domenech, Esq.
William Alexander Corzo, Esq.
When Should You Notify Your Insurance Company
Florida is a no-fault state, which means your own insurance policy will cover your medical expenses and other losses, regardless of who caused the accident. It is important to notify your insurance company as soon as possible after the accident. Provide them with the necessary details but avoid making statements that could be used against you. For example, do not admit fault or downplay your injuries, as this could impact your claim.
An experienced attorney can help you communicate with your insurance company and ensure that your rights are protected. Insurance companies may try to minimize payouts, so having legal guidance can make a significant difference.
What Is Personal Injury Protection and How Does It Work
Florida requires drivers to carry Personal Injury Protection, often referred to as PIP insurance. This coverage helps pay for medical expenses and lost wages after an accident, up to certain limits. However, PIP does not cover all damages, and it may not fully compensate you for your losses, especially if your injuries are severe.
If your injuries meet certain thresholds, such as permanent disability or significant scarring, you may be able to step outside the no-fault system and pursue a claim against the at-fault driver. Understanding how PIP works and knowing when you can seek additional compensation can be complicated, which is why legal support is invaluable.
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What If You Were Partially at Fault for the Accident
Florida follows a comparative negligence rule. This means that even if you were partially at fault for the accident, you might still be able to recover compensation. However, your recovery will be reduced by your percentage of fault. For example, if you were 20 percent responsible, you would still be entitled to 80 percent of the total damages.
Determining fault in a car accident can be a complex process that involves examining evidence, police reports, and witness statements. A skilled attorney can help build a strong case and fight to ensure that fault is assigned fairly.
What Types of Compensation Are Available After a Car Accident
After a car accident, you may be entitled to various forms of compensation. These can include medical expenses, rehabilitation costs, lost wages, loss of future earning capacity, property damage, and non-economic damages like pain and suffering.
The value of your case depends on the specific details of your accident, such as the severity of your injuries and the impact on your life. An attorney can help evaluate your claim and pursue the maximum compensation available under Florida law.
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Why Should You Avoid Talking to the Other Driver’s Insurance Company Alone
It is common for the at-fault driver’s insurance company to contact you shortly after the accident. They may seem friendly and concerned, but their goal is often to minimize the payout. Anything you say to them can be used to weaken your case, so it is wise to avoid providing detailed statements without legal advice.
Having an attorney represent you in these communications can prevent you from making mistakes that could harm your claim. They will ensure that your rights are protected and that you are treated fairly during the claims process.
What If the Other Driver Was Uninsured or Underinsured
It can be incredibly stressful to learn that the at-fault driver does not have enough insurance to cover your damages. Fortunately, Florida drivers can opt for uninsured/underinsured motorist (UM/UIM) coverage, which steps in to cover your losses when the other driver cannot. If you have this coverage, it can help pay for medical bills, lost wages, and other damages not covered by the other driver’s insurance.
Dealing with an uninsured or underinsured driver can complicate the claims process. Insurance companies may still try to reduce or deny your claim under your UM/UIM coverage. Working with an attorney ensures you have an advocate to fight for fair compensation and hold your own insurer accountable to its obligations.
What Is the Role of Medical Records in Your Case
Medical records play a crucial role in proving the extent of your injuries and their impact on your life. After a car accident, it is important to seek medical attention right away and follow your doctor’s recommendations. Consistent treatment creates a clear record of your injuries and demonstrates that they are a direct result of the accident.
Your attorney will use medical records to calculate your damages and demonstrate the need for compensation. This includes everything from hospital visits and diagnostic tests to physical therapy and prescription medications. Keeping detailed documentation of your medical expenses and ongoing treatment can strengthen your case significantly.
Navigating the aftermath of a car accident can be overwhelming, especially when dealing with medical bills, lost income, and insurance claims. At Victory Law Firm P.A., we are committed to providing compassionate support and aggressive advocacy for our clients.
If you have been involved in a car accident in Florida, contact our office today to schedule a consultation. We are here to help you every step of the way, from gathering evidence to negotiating with insurance companies and, if necessary, representing you in court. Let us handle the legal details so you can focus on your recovery.